Home owners

Your mortgage is probably one of your biggest financial commitments. Sometimes, keeping up with these payments can be a struggle, but if you don’t keep up to date this can result in court action, or in the worst case losing your home.

You don’t have to suffer in silence…

If you live in Wales and are worried that you may not be able pay this month’s mortgage we can help you. A trained counsellor will review your finances, including helping you to prepare a budget, checking that you are not missing out on any entitlements  and taking account of any other debts which you may have. Once your financial situation has been thoroughly assessed, the counsellor will recommend the best way forward for you, including how to deal with your mortgage company

If you can’t meet your mortgage repayments or are concerned that you might fall behind, it is important to contact your lender as soon as possible and explain the situation. Don’t ignore the problem. The earlier you speak to your lender the better as there could be a number of different ways in which they could help.

Call Housing Debt Helpline Wales on 0800 107 1340 now, to discuss how we can help you to take positive action to improve your situation

Click here for further information on mortgage arrears.